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FRS RIN: 7100-AG95 Publication ID: 2026 
Title: Community Reinvestment Act Regulations 
Abstract:

The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation (collectively, the agencies) plan to issue a Community Reinvestment Act (CRA) final rule related to their July 18, 2025 proposal to rescind their final rule titled Community Reinvestment Act” published in the Federal Register on February 1, 2024, and replace it with the agencies' CRA regulations in effect on March 29, 2024, with certain conforming and technical amendments. The agencies also proposed technical amendments to their regulations implementing the CRA sunshine requirements of the Federal Deposit Insurance Act, and the OCC proposed technical amendments to its Public Welfare Investments regulation.

 
Agency: Federal Reserve System(FRS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: Undetermined 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 228   
Legal Authority: 12 U.S.C. 2901 et seq.   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Final Rule  07/00/2026 
NPRM  07/18/2025  90 FR 34086   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: https://www.federalreserve.gov/consumerscommunities/community-reinvestment-act-2025-notice-of-proposed-rulemaking.htm  
RIN Data Printed in the FR: No 
Agency Contact:
Cody Gaffney
Counsel
Federal Reserve System
Legal Division,
Washington, DC 20551
Phone:202 452-3000

Evan Winerman
Deputy Associate General Counsel
Federal Reserve System
Legal Division,
Washington, DC 20551
Phone:202 872-7578