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CFPB RIN: 3170-AA14 Publication ID: Fall 2011 
Title: ●Mortgage Servicing (Regulation X; Regulation Z) 
Abstract: The CFPB is developing proposed regulations to implement amendments under subtitles B and E of title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), to the Truth in Lending Act (TILA), and the Real Estate Settlement Procedures Act (RESPA). The Dodd-Frank Act amendments require consumers to receive periodic statement disclosures regarding their mortgage loans and impose various requirements regarding the imposition and cancellation of force-placed hazard insurance, handling of payoff amount requests, and other topics related to mortgage servicing. The CFPB is also participating in an interagency process among Federal financial services regulators to consider broader issues regarding national servicing standards. The CFPB expects to issue proposed regulations implementing the mortgage servicing requirements. 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 12 CFR 226    12 CFR 1026   
Legal Authority: 15 USC 1602    15 USC 1638    15 USC 1639   
Legal Deadline:
Action Source Description Date
Final  Statutory    01/21/2013 
Action Date FR Cite
NPRM  07/00/2012    
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
David Stein
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700