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CFPB RIN: 3170-AA04 Publication ID: Fall 2014 
Title: Alternative Mortgage Transaction Parity (Regulation D) 

On July 22, 2011, the CFPB published an interim final rule necessary to fill a regulatory gap created by the amendments to the Alternative Mortgage Transaction Parity Act (AMTPA) in section 1083 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. This interim final rule clarifies the circumstances under which State housing creditors may make alternative mortgage transactions pursuant to AMTPA in States that prohibit such transactions. The interim final rule is in place as a temporary measure pending the CFPB's promulgation of permanent rules under section 1083. Because section 1083 requires the CFPB to assess predecessor agencies' rules under AMTPA and to promulgate regulations governing alternative mortgage transactions by federally chartered housing creditors in addition to State housing creditors, the CFPB will next develop a Notice of Proposed Rulemaking to implement the broader rulemaking.


Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Long-Term Actions 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 12 CFR 1004   
Legal Authority: 12 USC 3802    12 USC 3803    15 USC 1604    15 USC 1639b   
Legal Deadline:  None
Action Date FR Cite
Interim Final Rule With Request For Public Comment   07/22/2011  76 FR 44226   
Interim Final Rule Comment Period End  09/22/2011 
CFPB Expects Further Action To Be Determined  To Be Determined 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: State 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Paul Mondor
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700