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CFPB RIN: 3170-AA50 Publication ID: Spring 2015 
Title: ●Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z)  

The CFPB issued a proposed rule in February 2015, to temporarily suspend card issuers’ obligations under Regulation Z to submit credit card agreements to the CFPB for a period of one year (i.e., four quarterly submissions), in order to reduce burden while the CFPB works to develop a more streamlined and automated electronic submission system. Other requirements, including card issuers’ obligations to post currently-offered agreements on their own websites, remain unaffected. After consideration of public comments, the CFPB finalized the rule as proposed, and published it in the Federal Register on April 17, 2015.

Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 1026.58(g)   
Legal Authority: 15 U.S.C. 1632(d)    15 U.S.C. 1604(a)   
Legal Deadline:  None
Action Date FR Cite
NPRM  02/26/2015  80 FR 10417   
NPRM Comment Period End  03/13/2015 
Final Rule  04/17/2015  80 FR 21153   
Final Rule Effective  04/17/2015 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Kristine Andreassen
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700