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CFPB | RIN: 3170-AA50 | Publication ID: Spring 2015 |
Title: ●Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z) | |
Abstract:
The CFPB issued a proposed rule in February 2015, to temporarily suspend card issuers’ obligations under Regulation Z to submit credit card agreements to the CFPB for a period of one year (i.e., four quarterly submissions), in order to reduce burden while the CFPB works to develop a more streamlined and automated electronic submission system. Other requirements, including card issuers’ obligations to post currently-offered agreements on their own websites, remain unaffected. After consideration of public comments, the CFPB finalized the rule as proposed, and published it in the Federal Register on April 17, 2015. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Substantive, Nonsignificant |
RIN Status: First time published in the Unified Agenda | Agenda Stage of Rulemaking: Completed Actions |
Major: No | Unfunded Mandates: No |
CFR Citation: 12 CFR 1026.58(g) | |
Legal Authority: 15 U.S.C. 1632(d) 15 U.S.C. 1604(a) |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Agency Contact: Kristine Andreassen Office of Regulations Consumer Financial Protection Bureau Washington, DC 20552 Phone:202 435-7700 |