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CFPB RIN: 3170-AA65 Publication ID: Fall 2017 
Title: Reconciling Equal Credit Opportunity Act (Regulation B) and Home Mortgage Disclosure Act (Regulation C) Ethnicity and Race Information Collection 
Abstract:

CFPB is proposing amendments to rules implementing the Equal Credit Opportunity Act (Regulation B) to permit creditors additional flexibility in complying with both those rules and with rules implementing the Home Mortgage Disclosure Act (Regulation C), to add certain model forms and remove others from Regulation B, and to make various other amendments to Regulation B and its commentary to facilitate the collection and retention of information about the ethnicity, sex, and race of certain mortgage applicants.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1002   
Legal Authority: 15 U.S.C. 1691b   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  04/04/2017  82 FR 16307   
NPRM Comment Period End  05/04/2017 
Final Rule  10/02/2017  82 FR 45680   
Final Rule Effective  01/01/2018 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
James Wylie
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700