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The Office of the Comptroller of the Currency, Treasury; Board of Governors of the Federal Reserve System; and Federal Deposit Insurance Corporation (collectively, the Agencies) are jointly issuing and requesting public comment on interim final rules to implement section 210 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act), which was enacted on May 24, 2018. Section 210 of the Act amends section 10(d) of the Federal Deposit Insurance Act to permit the Agencies to examine qualifying insured depository institutions with less than $3 billion in total assets no less than once during each 18-month period. Prior to enactment of the Act, only qualifying insured depository institutions with less than $1 billion in total assets were eligible for an 18-month on-site examination cycle. The interim final rules generally would allow well capitalized and well managed institutions with less than $3 billion in total assets to benefit from the extended 18-month examination schedule. In addition, the interim final rules make parallel changes to the Agencies’ regulations governing the on-site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978.