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FDIC | RIN: 3064-AF04 | Publication ID: Spring 2019 |
Title: ●Joint Ownership Deposit Accounts | |
Abstract:
The FDIC seeks comment on a proposed rule that would amend the regulation governing one of the requirements for an account to be separately insured as a joint account. Specifically, the proposed rule would provide an alternative method to satisfy the signature card requirement. The signature card requirement could be satisfied by information contained in the deposit account records of the insured depository institution establishing co-ownership of the deposit account, such as evidence that the institution has issued an access mechanism for the account to each co-owner or evidence of usage of the deposit account by each co-owner. |
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Agency: Federal Deposit Insurance Corporation(FDIC) | Priority: Substantive, Nonsignificant |
RIN Status: First time published in the Unified Agenda | Agenda Stage of Rulemaking: Final Rule Stage |
Major: No | Unfunded Mandates: No |
EO 13771 Designation: Independent agency | |
CFR Citation: 12 CFR 330.9 | |
Legal Authority: 12 U.S.C. 1813(l) 12 U.S.C. 1813(m) 12 U.S.C. 1817(i) 12 U.S.C. 1818(q) 12 U.S.C. 1819(a)(Tenth) 12 U.S.C. 1820(f) 12 U.S.C. 1820(g) 12 U.S.C. 1821(a) 12 U.S.C. 1821(d) 12 U.S.C. 1822(c) |
Legal Deadline:
None |
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Timetable:
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Additional Information: Email: comments@fdic.gov. Please include RIN 3064-AF04 in the subject line of the email. | |
Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Small Entities Affected: Businesses | Federalism: No |
Included in the Regulatory Plan: No | |
RIN Information URL: https://www.fdic.gov/regulations/laws/federal/ | Public Comment URL: https://www.fdic.gov/regulations/laws/federal/ |
RIN Data Printed in the FR: No | |
Agency Contact: James Watts Counsel Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 Phone:202 898-6678 Email: jwatts@fdic.gov |