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ED/OPE RIN: 1840-AD53 Publication ID: Spring 2021 
Title: ●Borrower Defense 

The Secretary proposes to amend regulations that determine what acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the Federal Direct Loan Program and specify the consequences of such borrower defenses for borrowers, institutions, and the Secretary. Further the Secretary intends to review the use of class-action lawsuits and pre-dispute arbitration agreements for matters pertaining to borrower defense claims by schools receiving Title IV assistance under the Higher Education Act.


Agency: Department of Education(ED)  Priority: Economically Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Prerule Stage 
Major: Yes  Unfunded Mandates: Undetermined 
CFR Citation: 34 CFR 30    34 CRR 668    34 CFR 674    34 CFR 682    34 CFR 685    34 CFR 686    ...     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 20 U.S.C.1082(a)(5), (a)(6)    20 U.S.C. 1087(a)    20 U.S.C. 1087e(h)    20 U.S.C. 1221e-3    20 U.S.C. 1226a-1    20 U.S.C. 1234(a)    31 U.S.C. 3711    ...   
Legal Deadline:  None
Action Date FR Cite
Notice of Intent to Commence Negotiated Rulemaking  06/00/2021 
NPRM  04/00/2022 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Jennifer Hong
Director, Policy Coordination Group
Department of Education
400 Maryland Avenue SW, Room 287-23,
Washington, DC 20202
Phone:202 453-7805