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CFPB RIN: 3170-AB04 Publication ID: Fall 2021 
Title: Mortgage Servicing (Regulation X) 

In January 2013, the Bureau issued final mortgage servicing rules implementing numerous provisions of the Real Estate Settlement Procedures Act and the Truth in Lending Act, as amended by title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act.  The Bureau has since made various corrections, clarifications, and other amendments to the January 2013 rules. The Bureau is considering whether to propose amendments to the servicing rules, including, for example, loss mitigation-related provisions, to address actions required of servicers working with borrowers affected by natural disasters or other emergencies.


Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Long-Term Actions 
Major: Undetermined  Unfunded Mandates: Undetermined 
CFR Citation: 12 CFR 1024   
Legal Authority: 12 U.S.C. 2603 to 2605    12 U.S.C. 2607    12 U.S.C. 2609    12 U.S.C. 2617    12 U.S.C. 5512    12 U.S.C. 5532    12 U.S.C. 5581   
Legal Deadline:  None
Action Date FR Cite
Next Action Undetermined  To Be Determined 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Small Entities Affected: Businesses  Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Brandy Hood
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700