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ED/OPE RIN: 1840-AD53 Publication ID: Spring 2022 
Title: Borrower Defense(Section 610 Review) 

The Secretary proposes to amend regulations in 34 CFR parts 30, 668, 674, 682, 685, and 686 that determine what acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the Federal Direct Loan and Federal Family Education Loan Programs and specify the consequences of such borrower defenses for borrowers, institutions, and the Secretary. Further, the Secretary intends to review the use of class-action lawsuits and pre-dispute arbitration agreements for matters pertaining to borrower defense claims by schools receiving Title IV assistance under the Higher Education Act.

Agency: Department of Education(ED)  Priority: Economically Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Yes  Unfunded Mandates: Undetermined 
RFA Section 610 Review: Section 610 Review 
CFR Citation: 34 CFR 30    34 CFR 668    34 CFR 674    34 CFR 682    34 CFR 685    34 CFR 686   
Legal Authority: 20 U.S.C. 1082(a)(5), (a)(6)    20 U.S.C. 1087(a)    20 U.S.C. 1087e(h)    20 U.S.C. 1221e-3    20 U.S.C. 1226a-1    20 U.S.C. 1234(a)    31 U.S.C. 3711   
Legal Deadline:  None
Action Date FR Cite
Notice of Intent to Commence Negotiated Rulemaking  05/26/2021  86 FR 28299   
NPRM  06/00/2022 
Regulatory Flexibility Analysis Required: Yes  Government Levels Affected: Undetermined 
Small Entities Affected: Businesses  Federalism: Undetermined 
Included in the Regulatory Plan: Yes 
RIN Data Printed in the FR: Yes 
Agency Contact:
Scott Prince
Department of Education
Office of Postsecondary Education
400 Maryland Avenue SW,
Washington, DC 20202
Phone:202 453-5568