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CFPB | RIN: 3170-AA54 | Publication ID: Fall 2023 |
Title: Fair Credit Reporting Act Rulemaking | |
Abstract:
Congress enacted the Fair Credit Reporting Act (FCRA) to ensure fair and accurate credit reporting, promote efficiency in the banking system, and protect consumer privacy. The law and its implementing regulations (Regulation V) impose legal duties on consumer reporting agencies, users of consumer reports, and furnishers of information to consumer reporting agencies. The CFPB is considering whether to amend Regulation V. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Substantive, Nonsignificant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Prerule Stage |
Major: Undetermined | Unfunded Mandates: Undetermined |
CFR Citation: 12 CFR 1022 | |
Legal Authority: 15 U.S.C. 1681, et seq. |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: Undetermined | Government Levels Affected: Undetermined |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Related to 3170-AA82 | |
Agency Contact: Laura Stack Office of Regulations Consumer Financial Protection Bureau Washington, DC 20552 Phone:202 435-7700 |